Alright, family, let's get real. Building wealth as a Black person ain't always easy. Systemic barriers and historical exclusion are very real, let's keep it a buck? But listen, that ain't gonna stop us from building a strong foundation for ourselves and our future. We have seen numerous times that it can be done.

Now, hold up, before you start getting baby fever after using that filter on TikTok where you morph 2 faces together to see that your baby looks like, LISTEN UP. Here's the truth: kids are a blessing, but they ain't cheap!Bringing a child into the world when you aren't financially secure can set you back. So, if you dont have your coins together yet, pump the brakes on the family planning, alright? Trust me, a financially secure future for you is the best foundation you can build for yourself and any future family. Kids need wayyyyy more than just love.

So, where do we start? First things first, family, get yourself some life insurance. It ain't glamorous, but listen, life throws curveballs. If something happens to you, your loved ones won't be drowning in debt on top of grief. Life insurance is like a safety net – a way to show your people you love them, even if you ain't here.

Next, let's talk budgeting. Every dollar counts, y'all. Track your spending, see where your money's going, and cut back on unnecessary things. Every penny saved is a penny towards that dream house or investment. We'll chat more about budgeting and building wealth in future posts, so stay tuned! Remember, building Black wealth is a marathon, not a sprint. But with some planning and smart choices, we can all reach that financial finish line. Now go forth and conquer!